01 - Preheat your oven to 350°F. Line an 8x8-inch baking pan with parchment paper, allowing an overhang on opposite sides for easy removal of the bars later.
02 - In a medium bowl, combine the mashed bananas, 1/2 cup sugar, 1/3 cup melted butter, 1 egg, and 1 teaspoon vanilla extract. Whisk until the mixture is smooth and well incorporated.
03 - Add 1 cup flour, 1/2 teaspoon baking powder, 1/4 teaspoon baking soda, and 1/4 teaspoon salt to the banana mixture. Stir gently until just combined, being careful not to overmix. Set aside.
04 - In a separate bowl, whisk together 1/2 cup melted butter and 3/4 cup sugar until glossy. Add 2 eggs and 1 teaspoon vanilla extract, mixing until the mixture is smooth and slightly thickened.
05 - Sift in 1/3 cup cocoa powder, 1/2 cup flour, and 1/4 teaspoon salt. Stir until just combined, then fold in 1/2 cup chocolate chips until evenly distributed.
06 - Spread half of the banana batter evenly across the bottom of the prepared pan. Pour the brownie batter over the banana layer, then dollop the remaining banana batter on top in several spoonfuls.
07 - Using a knife or skewer, gently swirl through the batters in a figure-eight or zigzag motion to create a marbled effect. Be careful not to over-swirl, which can muddy the distinct layers.
08 - Bake for 28 to 32 minutes, or until a toothpick inserted near the center comes out with a few moist crumbs attached. The bars should feel set but slightly soft in the center.
09 - Let the bars cool completely in the pan on a wire rack. Once cooled, use the parchment overhang to lift the bars out of the pan, then slice into 16 even squares.